Disclaimer: All characters belong to their rightful owners, and this story was written without any intent for profit.
"Xander, I've been told that you've taken a job with a collection agency. I'm not certain Buffy would approve."
"Don't have a choice, Giles. I had to get out of the house, the boozehounds that claim to be my parents want to start charging me rent."
"But why a collection agency?"
"What can I say? I was chosen."
"Yes. Chosen by Debt."
The author known as eckles71[at]bigpond.com may, with my permission, mangle me in a fic of his choosing in punishment for having written this travesty of his excellent fic, "Chosen by Death".